Card Benefits

Card Benefits Site Terms of Use

When using any of the Programs (as defined below) offered through Card Benefits, you agree that you are subject to any additional posted guidelines, rules, terms and conditions applicable to such Programs, which are hereby incorporated by reference into these Additional Terms & Conditions (“Terms”). You may not access the Card Benefits Site unless you are an individual and are not acting on behalf of a company or other entity. These Terms are a legally binding contract between you and Citi. It is important that you take the time to read these Terms carefully. You should print or save a copy of these Site Terms of Use for your records. These Terms are subject to the Card Agreement for your account, including the arbitration and applicable law provisions.

We reserve the right to update or make changes to these Terms from time to time in our sole discretion, which changes we may provide to you by any reasonable means, including without limitation, by posting the revised version of these Terms on this section of the Site. You can determine when these Terms were last revised by referring to the “EFFECTIVE DATE” section at the end of these Terms. Your continued use of Card Benefits through the Site after such changes have been made available to you means that you accept such changes.

USE OF CARD BENEFITS
You may use Cards Benefits only for your personal and non-commercial purposes and subject to these Terms, all applicable laws, rules and regulations and any agreements or terms with Citi, its affiliates or third parties to which you are subject.

PROGRAMS
Card Benefits provides you with access to various products, services and Programs (“Programs”) provided by Citibank and its affiliates, as well as independent third parties, including Payment Safeguard, Emergency Payment Relief and FICO^® Score. You can access all Programs that you are currently registered for on Card Benefits by visiting the My Benefits page.

Citi is not responsible for any third party Programs that are governed by their own terms and conditions. You agree that you shall only look to the third party Program provider for any matters in connection with such third party Programs.

Citi, in its sole discretion, may modify, enhance, discontinue or otherwise change Card Benefits and all content and Programs available through Card Benefits, in whole or in part, at any time without notice to you.

The fees and payment terms, if any, for all Programs shall be set forth within the Program terms and conditions which can be found on the Product Details pages or the applicable third-party site.

The information on Card Benefits may contain typographical errors or other errors or inaccuracies and may not be complete or current. We therefore reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice. We reserve the right to refuse to fill any requests that you may place based on information on Card Benefits or elsewhere that may contain errors or inaccuracies, including, without limitation, errors, inaccuracies or out-of-date information regarding pricing or payment terms.

The information is for general informational purposes only. Some content may simply be our opinion. You should consult with your financial advisors before taking any steps regarding your personal finances. Nothing on Card Benefits is intended to be a substitute for professional financial advice or advice or assistance for the purpose of improving your credit, credit history or credit rating.

PROHIBITED USE
You may not use spiders, robots, data mining techniques or other automated devices or programs to catalog, download or otherwise reproduce, store or distribute content available on Card Benefits. Further, you may not use any such automated means to manipulate Card Benefits or attempt to exceed the limited authorization and access granted to you under these Terms.

ACCESS TO CARD BENEFITS
You may access Card Benefits without signing-in, but in order to take advantage of many aspects of Card Benefits, you will need to sign-in using your Citi^® user ID and password through www.citi.com/credit-cards or www.citi.com. Once you do so, you will be able to see your credit card benefits and programs. The products, services and programs contained within Card Benefits are for your sole, personal use. You may not authorize others to use your products, services and programs, and you may not assign or otherwise transfer your products, services and programs to any other person or entity.

If you choose to sign into Card Benefits, you agree to (a) provide accurate, current and complete information about you as may be prompted by any account forms on Card Benefits ("Account Data"); (b) maintain the security of your Citi user ID and password; (c) maintain and promptly update the Account Data, and any other information you provide to Citibank, to keep it accurate, current and complete; and (d) be fully responsible for all use of your use and where applicable, purchase, of your products, services and programs.

If any credit account that you have with Citi permits you to make purchases or otherwise enter into any contracts or agreements, you will be responsible for all such activity undertaken under your user name whether you have consented to the use of your user name or not. You should never share your password with any other person.

You must notify Citi of any known or suspected unauthorized use(s) of your Card Benefits products, services and programs or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your user name or credit card information.

TERMINATION OF ACCESS
In addition to any right or remedy that may be available to us under these Terms, the Citi Online Terms and Conditions or applicable law, we may suspend, limit or terminate your account, or all or a portion of your access to Card Benefits, at any time with or without notice and with or without cause. In addition, we may refer any information on illegal activities, or violation of these Terms or the Citi Online Terms and Conditions, including your identity, to the proper authorities.

We may, but are under no obligation, to monitor your usage of Card Benefits to confirm compliance with these Terms.

COMMUNICATIONS
Communications and documents may either be posted to Card Benefits or emailed to you using the email address that you have provided to Citi Online or to us. It is your obligation to check for such communications and documents regularly, and to update your email address with Citi or any third party Program provider in the future if your address changes.

When you access Card Benefits, you will receive messages about Programs you have or that are available to you. If you would like to refine the types of email messages you receive, please sign into your online Citi account and update your Communication Preferences within the Personal Profile section. You can choose to receive marketing and servicing emails or limit the communications to servicing only. To opt-out of some or all messages non-servicing from Card Benefits, please see our Privacy Policy.

PROPRIETARY RIGHTS
Citibank or the Program providers are the owners of all content, software, graphics, designs, Programs and all copyrights, trademarks and other intellectual property or proprietary rights contained on or used in connection with the Card Benefits. Except as set forth herein, you agree not to copy, distribute, modify or make derivative works of any materials without the prior written consent of the owner of such materials. All rights not granted under these Terms are reserved by Citi and the Program providers.

NO WARRANTIES
THE PROGRAMS, PRODUCTS, CONTENT AND SERVICES FEATURED OR ACCESSED THROUGH THE CARD BENEFITS PORTION OF THE SITE AND THE PORITON OF THE SITE ITSELF , ARE PROVIDED "AS IS" AND CITIBANK, ITS AFFILIATES, BUSINESS PARTNERS AND PROGRAM PROVIDERS MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER FOR THE CONTENT, PROGRAMS OR SERVICES ON THE SITE. FURTHER, TO THE FULLEST EXTENT PERMISSIBLE BY LAW, CITIBANK, ITS AFFILIATES, BUSINESS PARTNERS AND PROGRAM PROVIDERS DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, NON-INFRINGEMENT, TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. CITI, ITS AFFILIATES, BUSINESS PARTNERS AND PROGRAM PROVIDERS DO NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE CARD BENEFITS PORTION OF THE SITE OR ANY MATERIALS, PROGRAMS OR CONTENT CONTAINED THEREIN WILL BE COMPLETELY SECURE, UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE, THE SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. CITI AND ITS AFFILIATES SHALL NOT BE LIABLE FOR THE USE OF THE CARD BENEFITS PORTION OF THE SITE , INCLUDING, WITHOUT LIMITATION, THE SITE, CONTENT, PROGRAMS OR SERVICES AND ANY ERRORS CONTAINED THEREIN THAT ARE PROVIDED BY THIRD PARTIES. IN NO EVENT WILL CITIBANK, ITS AFFILIATES, BUSINESS PARTNERS AND PROGRAM PROVIDERS BE LIABLE UNDER ANY THEORY OF TORT, CONTRACT, STRICT LIABILITY OR OTHER LEGAL OR EQUITABLE THEORY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE, OR OTHER CONSEQUENTIAL DAMAGES, LOST PROFITS, LOST DATA, LOST OPPORTUNITIES, COSTS OF COVER, PERSONAL INJURY/WRONGFUL DEATH, EACH OF WHICH IS HEREBY EXCLUDED BY AGREEMENT OF THE PARTIES REGARDLESS OF WHETHER OR NOT CITIBANK, ITS AFFILIATES, BUSINESS PARTNERS OR PROGRAM PROVIDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

If any part of these warranty disclaimers or limitations of liability is found to be invalid or unenforceable for any reason or if we are otherwise found to be liable to you in any manner, then the aggregate liability for all claims under such circumstances for liabilities, shall not exceed the greater of (i) the amount paid by you for the Programs you have enrolled in through Card Benefits during the prior twelve (12) months or (ii) ten dollars ($10).

INDEMNITY
You agree to defend, indemnify and hold harmless Citi, its affiliates, business partners, Program providers and each of their respective officers, directors, employees, representatives and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) any breach by you of any of these Terms, (ii) your use of content, Programs or services available on Card Benefits or (iii) a violation by you of applicable law or any agreement or terms with a third party to which you are subject.

SEVERABILITY
If any part of these Terms shall be held or declared to be invalid or unenforceable for any reason by any court of competent jurisdiction, such provision shall be ineffective but shall not affect any other part of these Terms.

WAIVER; REMEDIES
The failure by us to partially or fully exercise any rights or the waiver of any breach of these Terms by you, shall not prevent a subsequent exercise of such right by us or be deemed a waiver by us of any subsequent breach by you of the same or any other term of these Terms. Our rights and remedies under these Terms shall be cumulative, and the exercise of any such right or remedy shall not limit our right to exercise any other right or remedy.

CONTACT INFORMATION
Should you have any questions you may contact us at 1-800-950-5114. For TTY: We accept 711 or other Relay Service.

EFFECTIVE DATE
These Terms were last updated on May 15, 2016