When using any of the Programs (as defined below) offered through Card Benefits, you agree that you are subject to any additional guidelines, rules, terms, and conditions applicable to such Programs, which are hereby incorporated by reference into these Additional Terms & Conditions (“Terms”). You may not access the Card Benefits Site unless you are an individual and are not acting on behalf of a company or other entity. These Terms are a legally binding contract between you and Citi. It is important that you take the time to read these Terms carefully. You should print or save a copy of these Terms for your records. These Terms are subject to the Card Agreement for your account, including the arbitration and applicable law provisions.
We reserve the right to update or make changes to these Terms from time to time, in our sole discretion, which changes we may provide to you by any reasonable means, including without limitation, by posting the revised version of these Terms on this section of the Site. You can determine when these Terms were last revised by referring to the “EFFECTIVE DATE” section at the end of these Terms. Your continued use of Card Benefits through the Site after such changes have been made available to you means that you accept such changes.
USE OF CARD BENEFITSYou may use Cards Benefits only for your personal and non-commercial purposes and subject to these Terms, all applicable laws, rules and regulations, and any agreements or terms with Citi, its affiliates, or third parties to which you are subject.
PROGRAMSCard Benefits provides you with access to various products, services, and Programs (“Programs”) provided by Citibank and its affiliates, as well as independent third parties Programs, including Payment Safeguard, Emergency Payment Relief, and FICO® Score. You can access all Programs that you are currently registered for on Card Benefits by visiting the My Benefits page.
Citi is not responsible for any third party Programs that are governed by their own terms and conditions. You agree that you shall only look to the third party Program provider for any matters in connection with such third party Programs.
Citi, in its sole discretion, may modify, enhance, discontinue, or otherwise change Card Benefits and all content and Programs available through Card Benefits, in whole or in part, at any time without notice to you.
The fee and payment terms, if any, for all Programs shall be set forth within the Program terms and conditions, which can be found on the Product Details pages or the applicable third-party site.
The information on Card Benefits may contain typographical errors or other errors or inaccuracies and may not be complete or current. We therefore reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice. We reserve the right to deny any request, based on information on Card Benefits or elsewhere, that may contain errors or inaccuracies, including, without limitation, errors, inaccuracies, or out-of-date information.
The information available on the Card Benefit Site is for general informational purposes only. Some content may simply be our opinion. You should consult with your financial advisors before taking any steps regarding your personal finances. Nothing on this Card Benefits Site is intended to be a substitute for professional financial advice or assistance or for the purpose of improving your credit, credit history, or credit rating.
PROHIBITED USEYou may not use spiders, robots, data mining techniques, or other automated devices or programs to catalog, download, or otherwise reproduce, store, or distribute content available on Card Benefits. Further, you may not use any such automated means to manipulate Card Benefits or attempt to exceed the limited authorization and access granted to you under these Terms.
ACCESS TO CARD BENEFITSYou may access the Card Benefits Site without signing-in, but, in order to take advantage of many aspects of Card Benefits, you will need to sign-in using your Citi® user ID and password through www.citi.com/credit-cards or www.citi.com. Once you do so, you will be able to see your credit card benefits and programs. The products, services, and programs contained within Card Benefits are for your sole, personal use. You may not authorize others to use your products, services, and programs, and you may not assign or otherwise transfer your products, services, and programs to any other person or entity.
If you choose to sign into the Card Benefits Site, you agree to (a) provide accurate, current, and complete information about you as may be prompted by any account forms on Card Benefits ("Account Data"); (b) maintain the security of your Citi user ID and password; (c) maintain and promptly update the Account Data and any other information you provide to Citibank, to keep it accurate, current, and complete; and (d) be fully responsible for all of your use and, where applicable, purchase of your products, services, and programs.
If any credit account that you have with Citi permits you to make purchases or otherwise enter into any contracts or agreements, you will be responsible for all such activity undertaken under your user name whether you have consented to the use of your user name or not. You should never share your password with any other person.
You must notify Citi of any known or suspected unauthorized use(s) of your Card Benefits products, services, and programs or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your user name or credit card information.
TERMINATION OF ACCESSIn addition to any right or remedy that may be available to us under these Terms, the Citi® Online Terms and Conditions or applicable law, we may suspend, limit, or terminate your account, or all or a portion of your access to Card Benefits, at any time with or without notice and with or without cause. In addition, we may refer any information on illegal activities or violation of these Terms or the Citi Online Terms and Conditions, including your identity, to the proper authorities.
We may, but are under no obligation to, monitor your usage of Card Benefits to confirm compliance with these Terms.
COMMUNICATIONSCommunications and documents may either be posted to the Card Benefits Site or emailed to you using the email address that you have provided to Citi Online or to us. It is your obligation to check for such communications and documents regularly and to update your email address with Citi or any third party Program provider in the future if your address changes.
PROPRIETARY RIGHTSCitibank or the Program providers are the owners of all content, software, graphics, designs, Programs, copyrights, trademarks, and other intellectual property or proprietary rights contained on or used in connection with the Card Benefits. Except as set forth herein, you agree not to copy, distribute, modify, or make derivative works of any materials without the prior written consent of the owner of such materials. All rights not granted under these Terms are reserved by Citi and the Program providers.
NO WARRANTIESTHE PROGRAMS, PRODUCTS, CONTENT, AND SERVICES FEATURED OR ACCESSED THROUGH THE CARD BENEFITS SITE ARE PROVIDED "AS IS," AND CITIBANK, ITS AFFILIATES, BUSINESS PARTNERS, AND PROGRAM PROVIDERS MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER FOR THE CONTENT, PROGRAMS, OR SERVICES ON THE SITE. FURTHER, TO THE FULLEST EXTENT PERMISSIBLE BY LAW, CITIBANK, ITS AFFILIATES, BUSINESS PARTNERS, AND PROGRAM PROVIDERS DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, NON-INFRINGEMENT, TITLE, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. CITI, ITS AFFILIATES, BUSINESS PARTNERS, AND PROGRAM PROVIDERS DO NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE CARD BENEFITS SITE, OR ANY MATERIALS, PROGRAMS, OR CONTENT CONTAINED THEREIN, WILL BE COMPLETELY SECURE, UNINTERRUPTED, ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE (OR THE SERVER THAT MAKES IT AVAILABLE) IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. CITI AND ITS AFFILIATES SHALL NOT BE LIABLE FOR THE USE OF THE CARD BENEFITS PORTION OF THE SITE , INCLUDING, WITHOUT LIMITATION, THE SITE, CONTENT, PROGRAMS, SERVICES, AND ANY ERRORS CONTAINED THEREIN THAT ARE PROVIDED BY THIRD PARTIES. IN NO EVENT WILL CITIBANK, ITS AFFILIATES, BUSINESS PARTNERS, AND PROGRAM PROVIDERS BE LIABLE UNDER ANY THEORY OF TORT, CONTRACT, STRICT LIABILITY, OR OTHER LEGAL OR EQUITABLE THEORY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE, OR OTHER CONSEQUENTIAL DAMAGES, LOST PROFITS, LOST DATA, LOST OPPORTUNITIES, COSTS OF COVERAGE, PERSONAL INJURY/WRONGFUL DEATH, EACH OF WHICH IS HEREBY EXCLUDED BY AGREEMENT OF THE PARTIES REGARDLESS OF WHETHER OR NOT CITIBANK, ITS AFFILIATES, BUSINESS PARTNERS, OR PROGRAM PROVIDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
If any part of these warranty disclaimers or limitations of liability is found to be invalid or unenforceable for any reason, or if Citi is otherwise found to be liable to you in any manner, then the aggregate liability for all claims under such circumstances for liabilities shall not exceed the greater of: (i) the amount paid by you for the Programs you have enrolled in through Card Benefits during the prior twelve (12) months or (ii) ten dollars ($10).